How submitting your lead to us helps you
Commercial and Residential Loan Officers may sometimes cost you extra money by charging you front-end points, higher interest rates, or arranging a pre-payment penalty to extend the loan – all methods designed to put more money in the pockets of the bank and the loan officer. Or a higher commission might make sense if the loan was difficult to close or a cooperative lender was challenging to find.
So how do you know you are being dealt with fairly in your loan arrangements?
Our financial professionals have agreed to forward the HUD/closing documents for us to review and examine, in the event you have a complaint. We have solid relationships with our partners, and they do not want to lose our business.
We are here to encourage and facilitate fair business, to the benefit of everyone involved.
Today presents a unique opportunity for financial leverage. Get aboard now, while the lending is plentiful. Interest rates can change quickly at any time. Act now to avoid regret later.
Choose the loan type that suits your situation below, submit your information, and get a personal phone call from a Specialized Commercial Loan Advisor as quickly as possible.
Notice the savings over a 30-year commercial loan of $5,000,000. Even ¼ of a percent could easily cost you over $250,000. Wouldn’t that money be better in your pocket than the bank’s pocket?
Fixed | Monthly payment | Monthly loss | Loss/saved after 30 year/360 months |
3% | $21,080 | $0.00 | $0.00 |
5% | $26,841 | $5,761 | $2,073,960 |
7% | $33,265 | $12,185 | $4,386,600 |
9% | $40,231 | $19,151 | $6,894,360 |
Commercial Loans Secured
Need Commercial Real Estate Funding for a Mortgage? Do You have a Balloon Payment due immediately? Are you planning to build a new structure on land? Do you need to refinance your existing commercial mortgage and get cash back?
Good credit or bad credit is okay. Rates can of course vary for credit scores under 650 and we may get you a second small bridge loan if you have bad credit. Fill out the information form to be quickly contacted by a Commercial Loan Financial Specialist.
Avoid Losing Your Commercial Structure To Foreclosure
Are you behind or late on your mortgage, and you can’t get refinanced? Is foreclosure looming on the horizon? Do you have valuable equity in your business structure which you are concerned about losing? Do you want to keep the majority of your equity and still stay in your building?
Great news, real and viable solutions are available. Fill out the information form to be quickly contacted by a Commercial Property Saving Specialist.
Let’s solve your Commercial challenge!
Small Equipment Loans under $250,000 with good or bad personal credit scores
These loans are a 3 to 5-year term, and must be “necessary” for the business (not promotional). Must be in business for 2 years.
We can also help you become eligible or approved for high limit business cards that have 0% interest for up to 18 months, and other loans and lines of credit starting at a 4% and above.
No recent bank credit inquiries for the last 4 months is a benefit, too many credit inquiries can be a negative factor in approval.
Fill out the information form to be quickly contacted by a Commercial Equipment Loan Specialist.
Let’s work together to get you money.
Large Equipment Loans over $250,000 with good personal credit scores/or solid P&L sheets with bank statements
These limited-availability loans are up to 12-year term length. Programs and criteria change frequently in this sector, especially if you have been in business for less than 2 years.
Fill out the information form to be quickly contacted by a Commercial Equipment Loan Specialist.
Let’s work together to get you money.
Professional Secured Funding Loans – Up to $2 million/up 30 years/for all Health Professionals, Insurance Agents, Lawyers, CPA’s, Pilots, Engineers, Architects, and Financial Advisors only
Must be 28 to 65 years old for most opportunities.
Time in business is not important. If you are in your last year of Med School you can still get up to $100,000. If you have not yet gone into your own practice then you may be subject to a dual loan depending on the amount of funding that you are requesting. You can even apply for a “Pay Off Your Student Loans Purpose” at under 3% interest.
To maximize your potential loan offers, copies of the last 6 months of deposits are likely to be helpful if you are already in business.
Fill out the information form to be quickly contacted by a Loan Officer specializing in Professional Loans.
Commercial Loans Unsecured
Professional Unsecured Funding Loans – Up to $2 million/up 30 years/for all Health Professionals, Insurance Agents, Lawyers, CPA’s, Pilots, Engineers, Architect, and Financial Advisors only
Must be 28 to 65 years old for most opportunities.
Time in business is not important. If you are in your last year of Med School you can still get up to $100,000. If you have not yet gone into your own practice then you may be subject to a dual loan depending on the amount of funding that you are requesting. You can even apply for a “Pay Off Your Student Loans Purpose” at under 3% interest.
To maximize your potential loan offers, copies of the last 6 months of deposits are likely to be helpful if you are already in business.
Fill out the information form to be quickly contacted by a Loan Officer specializing in Professional Loans.
Commercial Bridge Loan or “Consolidation” Loan
Get a slightly higher interest bridge loan.
- Meet the gap needed for full funding
- Lower the balances for your maxed out accounts in order to apply for other loans
- Show lenders low balances, available working capital, or high credit scores
Rates can vary, and unlike personal bridge loans, usually do not factor in personal credit score.
Need Unsecured Business Funding – Good Credit - Banks won’t approve you
If you have perfect credit, solid Profit & Loss sheets, and solid monthly bank statements, you should just simply go to your bank for an unsecured loan. If you have a Good Credit Score (700 or higher) but no P&L sheets or monthly bank statements, you’re likely looking at a high interest loan.
We can help give you options. Fill out the information form to be quickly contacted by a Business Funding Loan Officer.
Let’s work together to get you money.
Requirements:
- In business 2 years or longer
- Monthly bank statements showing 25k or more a month in deposits
- Preferably no recent bank credit inquiries for the last 4 months (or more challenges may arise)
Need Unsecured Business Funding – Bad Credit - Banks Likely Won’t Approve You
If you have Bad Credit (400 to 650 credit score) with no Profit & Loss sheets, you may think your only option is an expensive-to-pay-back High Interest Loan.
Let’s get your bad credit approved for a business loan.
Fill out the information form to be quickly contacted by a Business Funding Loan Officer.
Let’s work together to get you money.
Requirements:
- In business 2 years or longer
- Monthly bank statements must show 25k or more a month in deposits
- No recent bank credit inquiries for the last 4 months.
Special Start Up Business Funding
Rates and amounts vary based on credit and monthly deposits.
Let’s work together to get you money.
Requirements:
- In business for 6 months or longer
- Credit score above 650
- Monthly bank statements must show 25k or more a month in deposits
- No recent bank credit inquiries for the last 4 months